* Any personal insurance you may have that covers damage to the host’s vehicle would kick in before your protection plan, except in limited situations for trips booked in Maryland, but this protects your own wallet. Each plan includes different limits of financial responsibility for physical damage, but all three plans include up to £20,000,000 coverage under a third-party automobile liability insurance policy provided by Aioi Nissay Dowa Insurance UK Ltd. When booking a car in the United Kingdom, you’ll also choose between the Premier, Standard, and Minimum protection plans. When booking a car in Canada, you’ll choose between three protection plans - Premier, Standard, or Minimum - and with each plan, you’re covered with liability insurance purchased from Economical Insurance Company in Alberta, Nova Scotia, Newfoundland and Labrador, New Brunswick, Prince Edward Island, Ontario, and Quebec, and Insurance Corporation of British Columbia (ICBC) in British Columbia - up to $2,000,000 for all plans.**
With each plan, you’re covered with third-party automobile liability insurance provided under a policy issued to Turo by Travelers Excess and Surplus Lines Company - $750,000 for the Premier plan.* When booking a car in the US, you’ll choose between three protection plans - Premier, Standard, or Minimum - to get the level of coverage that’s right for you. In the US, any personal insurance you may have that covers damage to the host’s vehicle would kick in before your Turo protection plan, except in limited situations for trips booked in Maryland. Guarantees may be required.No, you don’t need personal insurance coverage to book a car on Turo.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Our aim is to secure the best deal you are eligible for from our panel of lenders. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. Automotive Compliance Ltd’s permissions as a Principal Firm allows Cathedral Motor Company Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. Cathedral Motor Company Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010).